By selecting you are agreeing to receive our newsletter and information about our offers and products. As a member of Financial Joy Academy, please do not unsubscribe or you may miss important information about your membership. If you wish to opt out of the newsletter and marketing information contact Members@financialjoyacademy.com

Please note that all digital product sales are final. Due to the nature of digital downloads, we are unable to offer refunds or exchanges once your order has been processed. If you experience any issues, please reach out to our support team via Support@thehumblepenny.com. Thanks for your understanding.